PPO Insurance and Drug Rehab Costs

PPO insurance is slightly less restrictive than HMO and other types of insurance when it comes to covering the costs of drug rehab, but there are a few things you need to know to make sure that you get the most out of your coverage. Insurance companies such as UnitedHealth Care Group and TRICARE have PPO options for rehab addiction services.

The Good Drugs Guide can help you figure out how to get your drug rehab costs paid for through your PPO insurance. For assistance, call the phone number listed above.

PPO Insurance and Drug Treatment Costs: What They Cover and What They Don’t

Companies that offer PPO insurance ask that you choose to receive your medical treatment and care from a select group of medical providers within their network. In this way, it saves both you and them money and connects people with the care they need in an affordable way. Unfortunately, this restriction may become a problem when the issue is drug addiction treatment. For example, you may find that your drug rehab of choice is not an option within your PPO provider network. The difference between HMO insurance and PPO insurance, though, is that the PPO insurance policy may still cover a portion of your treatment even if it is provided by someone outside of the network, though that portion may be significantly smaller than if you had gotten treatment within their network.

PPO Insurance and Drug Rehab Treatment Costs: The Specifics

Because each plan and each network is different depending upon the amount of insurance that you purchase and what is available in terms of drug addiction treatment in your area, it is important that you double check the details with your insurance agent before you begin. Because you will likely have to foot the bill up front and then file for reimbursement with your insurance provider, you will want to make sure that you won’t get stuck with a bill you can’t afford if they decide to deny your claim.

PPO Insurance and Drug Addiction Rehab Costs: Getting The Treatment You Need

When you contact your insurance provider (or human resources representative if you get your health insurance policy through the workplace), ask them about the drug addiction treatment options provided for by your PPO insurance policy. If none of them suit your needs, ask how much they will cover for out-of-network drug rehab options.

If you would like assistance locating a specific drug and alcohol rehab in your area, contact The Good Drugs Guide at the phone number listed above today.